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Learn about the latest legal developments that could potentially impact your life, your family, and your business.
What Is Long-Term Care Insurance?
What Is Long-Term Care Insurance?
One option for paying for long-term care (LTC) is to purchase an insurance policy that covers those costs. Typically, traditional health insurance policies and Medicare provide very limited coverage. As a result, unless you can qualify for Medicaid, you must buy...
Does Your Business Have a Succession Plan?
Does Your Business Have a Succession Plan?
Every business should have a succession plan that provides for what will happen to the company in the event of an owner’s death or disability. This is essential to maintaining the value of the business for heirs and co-owners (if you have any). If you are an owner...
What Is Medicaid Planning?
What Is Medicaid Planning?
According to the US Department of Health & Human Services, 70% of Americans who reach the age of 65 will need some form of long-term care in their lifetime for an average of three years. Most people think of Medicaid as a health insurance plan for poor people,...
How to Pay and Plan for Long-Term Care
How to Pay and Plan for Long-Term Care
Thanks to continuing improvements in health care, the U.S. population is living longer, which also means more people requiring long-term care. As we age, the likelihood is that we will need a nursing home and/or home care assistance for some period of time....
How to Protect Assets from Your Spouse in Divorce
How to Protect Assets from Your Spouse in Divorce
It is common today for couples to come to a marriage with significant assets. That doesn’t necessarily mean they come from wealthy families, but with people marrying later in life or having multiple marriages, there are more opportunities to accumulate money before...
Should You Set Up a Family Trust for the Benefit of Your Spouse?
Should You Set Up a Family Trust for the Benefit of Your Spouse?
One of the many benefits of trusts is that they typically offer some tax advantage. While many people think of trusts as something one generation sets up for the benefit of a younger one, trusts can also be used between spouses. A common scenario where this occurs...